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Let your money work for you Don't hide money under your mattress: invest it!

We invest your pension in a way that at a minimum the inflation is compensated. We open an account at DAB BNP Paribas bank for you and transfer your monthly payments onto that account. This money will be paid into an investement fund in return, which consists of an internationally diversified portfolio. The asset classes of this investment fund are mathematically optimizied, so that you'll get a longterm decent return with maximum security. The Vantik investment fund only invests into cost-efficient ETFs consisting of shares, bonds, properties, commodities and liquidity.

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The Vantik Security Buffer Collectively secured

We believe in being 100% fair instead of making more profit for us. So in the worst case scenario you'll still get at least the amount of money which you put in. We created the Vantik Security Buffer together with experts to make this possible. So instead of profiting from a success commission, everything beyond the target return and coverage of costs flows directly into our community based security buffer.

What does that mean? When you retire and the market prices are low, the security buffer will take over and fill in the gap. That way you don't lose any money and get at least that amount of money which you paid in. Important: Vantik is still in Beta and the Security Buffer is currently being setup. Join our waitinglist to get notified when we are ready.

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Complete freedom No contract commitment and full control.

Boost your retirement income

Got some money left on your bank account at the end of the month? You can boost your retirement income with one-time payments whenever you want.

Your money is always accessible

Your indepence is important to us. That's why we don't have a minimum contract period. At Vantik you can withdraw money anytime you want to without additional costs.

Change your savings rate

You can't always plan every little detail of your life. We get that. With Vantik we created a private pension that adapts to your life without any compromise. You can always decide yourself, if you want to invest more or less.

Pause your payments

You'll be travelling next month and rather invest your monthly savings rate into bungee jumping? No problem! You can always pause your payments.

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What does Vantik cost? Easy, transparent and affordable. No ugly surprises.

It's super easy: all costs are paid directly out of the fund. This includes all costs for sales, customer service, investment management, deposits and withdrawals, risk management, account and portfolio management.

There will be no additional costs for you, meaning you won't receive an invoice. The return target is also calculated after all costs.

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Minimum volume
0 €
Acquisition fees
0 €
Account and portfolio management
0 €
Change monthly savings
0 €
Pause monthly saving
0 €
Deposits and withdrawals
0 €
Cancel account
0 €

Your money and data is safe with us We are regulated as financial investement agent under §34f in Germany and therefore are governed by strict security standards.

§34f GewO license 

After a strict audit we are allowed to consult you to your retirement pension. You can check our license at www.vermittlerregister.info.

SSL encrypted 

To ensure a high level of security and protect your data, these are always encrypted when being transferred.

German data protection 

We oblige to the strict German data protection guidelines. All your data is solely saved in Germany.

BaFin regulated fund 

Your money is invested into a fund that has been approved by the federal office of financial service with the identification number (ISIN) DE000A2H9AA6.

Special assets 

Your money is being coffered as special assets at our partner bank DAB PNB Paribas, one of the largest European banks. Even if the bank goes bankrupt, your assets are protected.

No access to your money 

Vantik never has access to your money. Your money flows directly from you debit account to your deposit account at our partner bank.